Preparing for Settlement

Settlement or closing can be a stressful situation. You may have encountered some of the stress of your transaction already. To help reduce the stress the day of settlement be as prepared as possible, we have compiled a check list of things that are commonly needed at settlement. The more prepared and more informed people are when they get to the settlement table, the more relaxed and enjoyable the experience. Read over the information and if you still have questions, please give us a call and we will try to help you.

Your real estate transaction should be a pleasant experience. Involve your title insurance agent as soon as possible in the transaction. Any problems or special situations can be addressed and not delay your settlement.

Bring with you:

1. A government issued ID and along with one other form of identification
   Examples: driver's license, passport, company picture ID
2. Certified funds in the amount needed.
3. Proof of Homeowner's Insurance: paid receipt and
   declaration page.
4. Any outstanding conditions from your lender.
   Examples: tax returns, copy of last paycheck
5. Bills or receipts for items being paid at
   settlement.
   Examples: credit cards, home inspectors,
   electricians, plumbers